How getting a mortgage works if you’re a first-time buyer
If you’re a first-time buyer, you may have spent the past few years saving for a deposit to help you get on the property ladder.
If so, the next step is to find out how much you can borrow so you’ll have a better idea of the type of property you can afford to buy when you start looking for your first home.
With the Green Homes Grant Scheme, homeowners and landlords can apply for a grant towards funding energy-efficient home improvements from the end of September 2020. We reveal more about the scheme and how to apply for up to £5,000 or £10,000 in vouchers.
Needing more space has always been the most popular reason for moving house, but now we’re seeing asking prices for bigger homes at an all-time high.
If you want to take advantage of the stamp duty holiday, you may think you have plenty of time to sell your property before the 31 March 2021 deadline. But when you factor in the average time it takes to complete on a property once an offer is accepted, 12 weeks, the March deadline doesn’t seem too far away. Even more so when you consider that figure doesn’t include time for your own property search or any of the common hurdles along the way.
Embrace the change in season by upping the snug factor. The angular lines and sleek surfaces that are the hallmarks of contemporary rooms are undoubtedly stylish, but they can lack the cosy appeal of more traditionally styled spaces. In the winter months, most of us spend more time indoors, so check out these ways to make the idea of an evening at home with your feet up on the sofa even more appealing.
The number of homes finding buyers is currently up 60%, so here’s how you can increase your chances of selling before the end of the year.
It’s fair to say that the stamp duty holiday has motivated many thousands of you to get moving this year.
Chancellor Rishi Sunak’s new tax holiday, which runs until 31st March next year, means lots of home-movers can make pretty sizeable savings.
Gardening can make us feel better – mowing the lawn, weeding the flower bed, planting seeds in the potting shed and staying connected with nature can all help to boost our mental and physical health.
While mortgage rates are still lower than they were pre-lockdown, they have started to creep back up. Lenders are also bumping up fees, so is now the best time to secure a fixed rate?
House prices are set to hold steady for the remainder of 2020 despite the onset of recession and rising unemployment, according to the latest House Price Index by Zoopla.
We catch up with Richard Donnell, director of research and insight at Zoopla, about the trends he has seen since the housing market reopened for business.
In an active, fast-paced market, like the one we have right now, demand from those looking to buy property outweighs the supply of homes on the market.
With lockdown easing, many of us are planning to make the most of summer. But what exactly are we allowed to do over the holiday season? More than you might think. Here's a quick guide to some socially distanced summer experiences in the UK. Just don't forget your mac and wellies.
Chancellor of the Exchequer, Rishi Sunak, announced the Green Homes Grant Scheme in his Summer Statement on 8 July, whereby the Government will be issuing UK homeowners up to £5,000 worth of vouchers to make their homes more energy efficient.
The chancellor has announced a temporary holiday on stamp duty on the first £500,000 of all property sales in England and Northern Ireland. The tax threshold has been temporarily raised until next March to boost the property market and help buyers struggling because of the coronavirus crisis.
As we continue in lockdown, many are considering moving home or relocating altogether. Whether you're looking for a home with a garden, a dedicated workspace, or more space in general, we've got you covered. We've provided some guidance to get you started on the search for your ideal home.
With the Summer holidays not far away, there is still a huge void of valuable learning time ahead that your children will be missing due to the part closure of schools and no firm grand re-opening in sight. Many parents are already home schooling to a great effect, but are you running out of ideas, or lack ideas to begin or challenge your young students? Below is a list of 10 great FREE resources and ideas you can use to aid your newly discovered teacher role. Home schooling has never been so easy!
The ups and downs of the past few months haven’t gone unnoticed in the country’s housing market. But for borrowers and buyers, there’s certainly some positive news right now. Mortgage rates have been on a downward trajectory since the beginning of March, with fixed rates in particular benefiting from the best reductions...
Are you thinking about packing up your family home and finding somewhere smaller to live? Here, we offer advice to make the process a little easier: Planning is key - Packing your home into boxes can be a real chore, particularly when you are moving to a smaller property, but planning well in advance can make it easier.
Property viewings, in England, can now resume bringing relief to home-movers around the country.
However, your health and safety remains our top concern at this time which is why we’ve created a set of simple guidelines, based on the new government guidance, to reassure you when going on property viewings or allowing others into your home for viewings.